Across the United States and in Arizona in particular, thousands of workers are injured on the job or suffer from work-related illness. While the Arizona Workers Compensation System is continually improved upon, the large loss in jobs across the state has impacted the market. If you or a loved one has been injured on the job, you may be entitled to workers compensation, a state-mandated program. At Phillips Law Group, a workers compensation attorney is prepared to investigate your claim and fight for your rights.
For more information regarding your specific case, complete a Free Case Review today.
Workers Compensation Overview
Workers compensation was one of the first forms of social insurance in the United States. As a mean of protection for both employers and employees, Arizona has cultivated strict regulations to ensure that those who have been injured on the job receive adequate benefits.
The main objectives of workers compensation in Arizona include but are not limited to:
- Provide cash benefits and medical care to employees who have suffered work-related injury or illness
- Provide survivor benefits to those dependents of injured workers whose work-related incident resulted in death
- Generally speaking, employees who receive workers compensation cannot bring a tort suit against their employer for any type of damages
In 2009, the laws associated with this program covered approximately 124.9 million employees. While this is encouraging, the central issue of workers compensation is the collection of money. Insurance companies often make recovering these funds incredibly difficult for the injured worker.
Phillips Law Group specializes in these types of cases, as well as other Arizona employment law cases including wage and hour claims. With years of experience, a workers compensation attorney will work with you and your insurance company to recover the payments in which you are entitled.
If you or a loved one has been injured on the job, report the injury as soon as possible. According to Arizona law, your employer must be notified about the accident and/or job-related injury within 30 days of its occurrence. Next, your employer must notify the insurance company and arrange for medical care.
Disability benefits vary by state. In Arizona, full medical benefits are provided to employees with no monetary limit or time restraint. Generally, injured parties receive benefit check bi-weekly, ranging from two-thirds of their average weekly wage to the maximum amount.
Dependent upon your injury, the following types of disability benefits may apply to your injury:
- Impairment Income Benefits: payment for injuries resulting in permanent impairment rating only.
- Permanent Impairment Benefits: payments for disability resulting in serious vision loss, facial or head disfigurement, or amputation.
- Permanent Total Benefits: payments for disabilities that inhibit the employee from returning to work.
- Supplemental Benefits: payment for disability with impairment rating of 20 percent or higher. In this regard, the employee either returned to work earning less than the pre-injury income or the employee cannot yet return to work and cannot find an appropriate job.
- Temporary Partial Benefits: payments for disability where an employee continues to work, limitedly, during recovery.
- Temporary Total Benefits: the payments associated with an employee who is prevented from working for a temporary period of time prior to achieving full medical progress.
- Death Benefits: payments collected by the surviving dependents if an employee dies as a result of an accident within 1 year, or an accident occurring within 5 years if a continuous disability is present.
Understanding the appropriate and available disability benefits is essential to your case. A workers compensation attorney from Phillips Law Group will walk you through each step in this process.
At Risk Jobs
Risk is a factor each and every day in the workforce. While thousands of workers each year suffer job-related injuries, there are a few occupations which increase the potential risk of getting hurt while working.
The following professions present a greater likelihood of work-related injuries:
- Constructions workers
- Dental hygienists
- Food servers
- Police officers
- Sanitation workers
- Truck drivers
Historically, these jobs are associated with a higher level of risk for impairment. While this list is certainly not exhaustive, those who work under those conditions should be aware of the greater danger associated with that particular occupation.
For more information, please complete the Free Case Review on this page.