Uninsured Motorist Lawyers
Generally speaking, an Arizona car accident victim can only recover losses if the at-fault party has auto insurance or has available assets to cover damages incurred. However, in some instances where the at-fault driver is either uninsured, under-insured or flees the scene of the car wreck before any information is collected, the auto accident victim may be eligible to receive compensation from their own insurance policy. If you have been injured in a car accident with an uninsured motorist, contact our Phoenix auto accident lawyers to determine how to receive compensation for your losses.
Uninsured Motorist Coverage
On average, about 14 percent of Americans do not have any type of car insurance. Being involved in an auto accident with an uninsured motorist may make it difficult to receive compensation for your losses, such as medical bills, lost wages, pain and mental anguish. If you have uninsured motorist coverage, however, you may be able to make a claim against your insurance policy in order to recover damages. If you are unsure if your insurance policy includes uninsured motorist coverage, contact our Phoenix car accident lawyers to review your policy and offer guidance on the legal recourse available to you.
Under-insured Motorist Coverage
In car accidents that result in serious personal injury and property damage, sometimes the faulty driver's insurance policy does not provide enough coverage to compensate the victim for the total cost of their damages. An injury victim that finds themselves in this scenario should have our Phoenix car accident attorneys review their insurance policy to determine whether or not under-insured motorist coverage is an available means of compensation. If you have been injured in a Phoenix car accident and the at-fault driver's insurance policy does not provide enough coverage for your damages, you may be able to receive compensation for the amount that exceeds the at-fault driver's coverage from your own insurance provider.
Hit-and-Run Accident Coverage
Uninsured motorist coverage can also apply when an individual is injured in a Phoenix hit-and-run accident. If your insurance policy includes uninsured motorist coverage or under-insured motorist coverage, you can make a hit-and-run claim with your auto insurance provider. If successful, your insurance company will act as if it were the at-fault driver's provider and cover your losses. However, if this is the case, the insurance company may not have your best interests at heart. It would be beneficial to have one of our experienced hit-and-run lawyers by your side to ensure that you receive fair compensation for your losses.
Arizona Uninsured Motorist Lawsuit
After a Phoenix car accident, the victim's approach to recovering losses can affect the amount of compensation they receive. It pays to have an experienced Arizona auto accident attorney by your side to ensure that you receive the compensation you are entitled to. Receiving a fair auto accident settlement can be hard under normal circumstances. When the at-fault driver is not insured or has limited insurance coverage, it can become even more difficult to recover your losses. To find out if your insurance policy includes uninsured motorist coverage, contact our Phoenix auto accident attorneys as soon as possible.