Social Security Benefits | Phillips Law Group
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The Social Security Administration provides cash benefit payments to millions of Americans in all walks of life. Older people may receive retirement benefits, while working-aged people may receive disability benefits if they can no longer work. In addition, Social Security also provides the families of disabled children with money to care for their needs.
Approximately 64 million people receive some form of Social Security benefits. If you or your family is in need of additional financial assistance because of a disability, you may be eligible for benefits. Check with the experienced Social Security disability claim attorneys at Phillips Disability, P.C. to see if you may qualify.
Social Security Disability Benefits
While many people think of retirement when they hear the words “Social Security,” this government program does more than provide older Americans with financial security. If you are unable to work due to a medical condition that is anticipated to last at least one year or result in death, then you may be able to collect Social Security Disability Insurance (SSDI). If you have ever had taxes taken out of your paycheck, then you have contributed to the SSDI fund. This fund acts as an insurance policy in case a employee ever becomes disabled and can no longer work. In contrast to workers’ compensation, SSDI covers disabilities that are not connected to your employment.
Processing these claims, however, can be a timely procedure. Many people are denied the first time they apply for disability benefits, and often need to go through a lengthy appeals process before they receive their benefits. With the help of an experienced Social Security benefits attorney, however, your claim may go much smoother.
Supplemental Security Income
In addition to SSDI benefits, the Social Security Administration also provides Supplemental Security Income (SSI), which is for disabled people with little to no work history, or those who have been disabled from childhood.
Rather than being based off of previously paid payroll taxes, SSI income is based on disability and income. If you have not worked and have little income, or if you support a disabled child who does not work, SSI provides monthly cash benefits to help you and your family support itself.
Social Security Benefits in Retirement
Social Security benefits can be retrieved in a variety of ways, dependent upon when retirement takes place. Those who were born earlier than 1945 are now eligible for their full Social Security benefit. However, the age of full retirement has steadily increased, and is now at age 67.
Depending on your individual retirement plan, you may be able to delay retirement past the full retirement age. In this case, your Social Security benefits would be increased by a particular percentage for each year you delay retirement. This percentage is determined based upon the year you were born and will be present in monthly add-ons until you reach the age 70 or start taking benefits.
For those who choose an early retirement, Social Security benefits may be received as early as age 62. It is important to note that those who elect early retirement will see a reduction in benefits. Prior to full retirement age, Social Security benefits are reduced by approximately one-half of 1 percent for each month.
Phillips Disability, P.C.Answers Your Social Security Questions
The Arizona Social Security Claim Attorneys atPhillips Disability, P.C. are dedicated to helping our clients attain the Social Security benefits that they deserve. To learn more about howPhillips Disability, P.C. can assist you in the Social Security claims process, call 1-800-706-3000 to schedule your free initial consultation today!
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I tried a few previous law firms and none would take my car accident case with confidence they could get my anything. Phillips law group took my case and although it took around 4 years to get this case settled as I was in treatment, they never let up with insurance adjusters and they got me as much money as possible. They worked hard for me and advocated for me. Shoutout to key individuals who worked my case nonstop of the years, Robert Ross & Jasmine, you are AMAZING!
My paralegal , Caroline , was on top of her game - very responsive and always answered any questions I had and in a timely manner . My attorney Rob ,was the best attorney I ever had . He explained everything in great detail and had a great sense or humor . He really knows how to bring light To tough , unfortunate situations - I would absolutely recommend them at anyone -
Sophia H is a pleasure to work with! Thanks for all you do.
I was recently served court documents that I was being sued from an accident that happened years ago. For someone who has never been through something like this and not familiar with the court lingo or where to even begin, it was very frustrating and stressful. I reached out to a family member who knew Tracy Laskos and the great reputation of Phillips Law Group and within the hours of the initial call for help, I had a direct number to Lead Attorney Nassar. Nassar heard my case and almost instantly put me at ease by explaining the process and how easy it was to handle. Nassar spoke to me like he was a friend, not like I was a client. I am so grateful to Tracy, Nasar and of course my cousin Stephanie for helping out and giving me the direction that I needed to get through this situation. I plan on referring my friends, family and patients that are in need of a personal injury Attorney to Phillips Law Group. Thank you!!
I would like to thank Vanessa Rodriguez for helping me with my case because I was in total shock about the accident. She had listened to all my concerns and had answered every question I had . She was great !!!
Juan Roque has been integral with my legal needs. Communication has been easy. He conveys information I can easily understand without a lot of "Legal Fluff" jargon. I will certainly do business with Phillips Legal team again and refer them to my friends and family.
Jasmine , did a great job . Highly recommend!!!!!
Sophia H is very helpful.
I didn’t know anything about the area, and Phillips Law Group just took care of everything. They helped made sure I knew where I was going, made sure I didn’t have to worry. They literally just took care of me.