Lake Havasu City Workers Compensation Attorneys
If you were injured on the job, reach out to an experienced Lake Havasu City workers’ compensation lawyer to learn how he or she may be able to assist you with pursuing workers’ compensation benefits.
At Phillips Law Group, our firm has over 27 years of experience helping thousands of clients obtain compensation for accident damages. This includes helping a client recover $834,000 after suffering a broken shoulder, nerve damage and a torn rotator cuff in a workplace accident.
Our firm offers a 100 percent free and confidential case evaluation. If you have a case and decide to pursue it with our help, we will not charge you any upfront costs or attorney fees. We only get paid if we help secure compensation for the damages you experienced.
Schedule your FREE Case Review today. Ph: 1-800-706-3000
Am I Eligible to Pursue Workers’ Compensation Benefits?
Most employers in Arizona are required to purchase workers’ compensation insurance to cover workers, including part-time workers, who get hurt on the job. However, the workers’ compensation system does not apply to independent contractors, in-home domestic workers and small business owners.
If you are an independent contractor, your employer may have misclassified you to avoid having to pay for benefits. There are several factors that our attorneys may consider to determine if you should be classified as an employee instead of an independent contractor:
- How you are being paid?
- Who supplies your equipment and tools?
- Does an employer supervise your work?
- Who controls how the job will be completed?
Your employment status is one factor in your eligibility for benefits. You must also have suffered an injury or illness related to your job. In other words, you should have been engaged in work-related activities.
Generally, the injury must have happened at your workplace, although there are some exceptions where offsite injuries may be covered.
Unsure if you may be eligible for workers’ compensation? It is important to discuss your claim with a licensed workers’ compensation lawyer from Phillips Law Group.
Contact our firm to learn more.
What Types of Benefits are Available?
There are several types of benefits you may be eligible to obtain depending on the severity and extent of your injury:
Temporary Partial Disability (TPD)
These benefits are paid to workers who can work, but not in the same capacity as before. However, the worker’s limitations are only temporary. During this period of temporary disability, the worker may be eligible for two-thirds of the difference between the wage he or she currently earns and the wage he or she used to earn before the injury.
Temporary Total Disability (TTD)
These benefits are provided to employees whose injuries last more than eight days. These workers must also be unable to return to their regular jobs while they recover. Workers who are eligible for temporary total disability may receive 66 and two-thirds percent of the monthly wages they earned before their injury.
Permanent Total Disability (PPD)
If the injured worker suffers a 100 percent loss of earning capacity because of a permanent injury, he or she may be eligible to obtain 66 and two-thirds percent of his or her average monthly wage.
Permanent Partial Disability (PTD)
If an injured worker reaches maximum recovery but can no longer work in the same capacity as he or she did before the accident, the worker may be eligible to receive 66 and two-thirds percent of his or her average monthly wage up to a maximum of $3,000. Weekly payments cannot exceed $460.
In the unfortunate event that a workplace accident takes the life of an employee, the employee’s surviving family or beneficiaries may receive death benefits to cover the costs of funeral and burial expenses. The surviving family may also receive 66 and two-thirds percent of the deceased worker’s average monthly wage.
The workers’ compensation system also covers reasonable medical expenses for the treatment of the worker’s injury. Unfortunately, your employer has the right to choose the doctor you see on your first visit. After that, you can choose the doctor you see.
If you or a loved one has been injured on the job, it is important to contact an experienced Lake Havasu City workers’ compensation attorney to learn about your potential legal options.
Getting Injured in an Offsite Accident
Generally, a work accident must happen in the workplace to be eligible for benefits. However, there are times when an offsite accident may be covered.
These claims can be complicated, and the victim has the burden of proving his or her injuries occurred while performing work-related tasks. Examples of this may include:
- Getting injured while traveling for work-related purposes
- Experiencing a traffic accident while on business
- Falling from stairs while on company property
- Getting injured in your workplace’s parking lot
Speak to a Lake Havasu City attorney to find out if you may be eligible to pursue compensation for your workplace accident. 1-800-706-3000
How Long Do I Have to Report My Injuries?
If you have been injured on the job, you only have one year from the date of the injury to file a workers’ compensation claim with your employer’s insurance.
It is also important that you report the accident to your employer as soon as possible. It is the employers’ responsibility to file an accident report. For a non-fatal accident, your employer is required to file a report to the Industrial Commission of Arizona. For fatal accidents, the employer must report it to the Arizona Division of Occupations Safety and Health (ADOSH) within eight hours.
Other severe accidents that require hospital rehabilitation, such accidents resulting in eye loss or amputation, must be reported to ADOSH within 24 hours.
Steps to Take After a Workplace Accident
After experiencing a workplace accident, you may be confused about what to do next. There are a few steps you can take to help protect your health and your potential claim:
- Seeking medical attention – Your health is your top priority after an accident. You need a doctor to examine you to diagnose your injuries, stabilize them and begin treatment. There are multiple hospitals in the area where you can go for treatment, including Havasu Regional Medical Center and Kingman Regional Medical Center. Seeking treatment soon after the accident helps to establish a strong link between the accident and your injury, which can help strengthen your workers’ compensation claim.
- Reporting the accident – It is important to report the accident to your employer so they can begin the workers’ compensation process. The sooner the process begins, the sooner you may receive benefits.
- Gathering documentation – Keep track of all documentation regarding your accident. This may include medical records that connect your injuries to the accident or police reports. You may also begin collecting your own evidence by taking pictures of the scene of the accident and your injuries.
Reach out to our firm today to learn more about how you can protect your workers’ compensation claim. We are available to discuss your options during a free, no-obligation consultation.
Fill out this Free Case Evaluation form to get started or call 1-800-706-3000.
What if My Claim is Denied?
Workers’ compensation claims can be complicated, particularly if a claim is denied. There are many reasons for a denial, such as missed deadlines or an employer claiming the accident was not work-related.
If your claim has been denied, you have just 90 days to file an appeal. This is a chance to submit more evidence to try to overturn the original decision on your claim.
Phillips Law Group’s attorneys are prepared to guide you through an appeal of your claim. We understand what it takes to be approved for benefits and the evidence needed to help overturn a denial.
Contact a Lake Havasu Workers Compensation Lawyer for a Free Consultation
Workers’ compensations claims can be complex and time-consuming, particularly when the claim is denied. The experienced attorneys at Phillips Law Group may be able to manage your appeal so you can focus on your recovery.
Contact our firm today to discuss your claim in a free consultation. For over 27 years, we have helped our clients seek justice and fair compensation for their injuries – more than $750 million recovered for more than 155,000 clients.
Because we work on a contingency fee basis, we do not get paid unless we help secure compensation for your injuries.
Call 1-800-706-3000 for help with your workers' comp claim today.