Arizona Long-Term Disability / ERISA | Accidents & Injury
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- Arizona Long-Term Disability / ERISA | Accidents & Injury
If your employer offers insurance covering long-term disability (LTD), whether from serious injuries or an illness, you could be entitled to compensation. You could be eligible to receive benefits in addition to your Social Security or work injury claim. In addition, simply because you get one payment does not mean you will be entitled to another. If you have been denied LTD benefits, or have benefits that were approved and were stopped even though you were still sick, Phillips Law Group can provide advice on the rights you have.
At Phillips Law Group, our long-term disability attorneys thoroughly understand the LTD laws and will work relentlessly on your behalf to assure you receive all the benefits you are entitled to under the law. If you or a loved one has been injured or is suffering from a serious illness, we are prepared to help you pursue your LTD benefits claims, and would like to speak with you.
To learn more, call 1-800-706-3000 or complete the Case Review form to the top right on this page today.
What is ERISA?
Although it is not required that the federal government provide all employers with long-term disability insurance, it has set a series of minimum standards for employee pension plans if they are offered. ERISA stands for the Employee Retirement Income Security Act, and federally regulates the minimum standards that an employees benefit plans must meet; therefore, a great majority of claims for long-term disability are regulated by ERISA.
Over the past decade, ERISA has become more employer friendly as court decisions have allowed insurance agencies the ability to deny more claims for long-term disability insurance, or grant the claim and discontinue the payments after a two year period.
Denied Long-Term Disability?
Unfortunately, a majority of long-term disability claims are denied, while this does not necessarily mean it is the end of the road for these individuals. In fact, not all long-term disability policies are identical in their terms; therefore, the appeal process may depend on the terms and policies provided in your specific long-term disability plan.
In some instances, an appeal will consist of filing a letter with your insurance agency stating your arguments in favor of your claim. In other cases, policies may contain a mandatory arbitration clause requiring all appeals are brought before an arbitrator. Lastly, it may be required to bring your case to court in order to retain the long-term disability benefits you deserve.
Contact Our Arizona Long-Term Disability Attorney Today
The attorneys at Phillips law Group believe that if you have submitted a claim for long-term disability, and have been denied, or if you getting prepared to file a claim, our attorneys may be able to help. With over 29 years of long-term disability experience, our legal team is prepared to seek and obtain the compensation you deserve.
Have you been denied long-term disability benefits? If so, contact our law firm today by calling 1-800-706-3000 or completing the Case Review form at the top right of this page.
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I have been with Phillips Law Group for a little over a year and I have learned what teamwork and family in a workplace looks like. There is always someone around to lend a helping hand, which is something I appreciate and cherish. I feel a sense of joy coming to work every day because of my co-workers as well as being able to help people in what can be a scary and stressful situation. I currently work as a Litigation Legal Assistant with an amazing team. When I started here, I was not very knowledgeable in personal injury. I was lucky to have been placed with an amazing team who was willing to take time to teach and pass on some great skills that have been a huge aid in helping me be successful in my position. I would recommend working here at Phillips Law Group, because they care about their employees and there is so much room for growth.
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I was recently served court documents that I was being sued from an accident that happened years ago. For someone who has never been through something like this and not familiar with the court lingo or where to even begin, it was very frustrating and stressful. I reached out to a family member who knew Tracy Laskos and the great reputation of Phillips Law Group and within the hours of the initial call for help, I had a direct number to Lead Attorney Nassar. Nassar heard my case and almost instantly put me at ease by explaining the process and how easy it was to handle. Nassar spoke to me like he was a friend, not like I was a client. I am so grateful to Tracy, Nasar and of course my cousin Stephanie for helping out and giving me the direction that I needed to get through this situation. I plan on referring my friends, family and patients that are in need of a personal injury Attorney to Phillips Law Group. Thank you!!
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Phillips Law Group has a proven track record of success. Juan Roque, in particular, is integral to that. He works with integrity, compassion, and an undefeated optimism that makes him a valuable asset.
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Jasmine helped me so so much I want to thank her ! And also Aaron , i was always scared after an accident , knowing I would have to deal with lawyers but not here . Luckily I’ve only been in 3 accidents but this time it was fast and easy . And i received all the treatments I needed to help me recover ! Thank you Jasmine and Aaron!
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I didn’t know anything about the area, and Phillips Law Group just took care of everything. They helped made sure I knew where I was going, made sure I didn’t have to worry. They literally just took care of me.
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Phillips law group has an amazing staff and i recommend them to everyone.
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Phillips Law Group does so much for the community!!! I especially enjoy seeing Juan Roque out there. This gentle giant always has a smile on his face and is a part of a caring and giving team.
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Working at Phillips Law Group has been a blessing from the beginning for me and I am extremely thankful to work for a firm that values their employees so much. Here I believe we are a huge family of hard working people that can bring a sense of comfort to our client’s lives in times of hardships, stress and chaos. From intake to Settlement we strive to provide the best customer care to all of our wonderful clients. With a 4.8 rating and over 1100+ star reviews on Google no surprise our firm is extremely well known for the quality of work we do!! #teamPLG!!
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Great company and awesome service. Thanks Caroline fabos. Kudos to all.
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Positive: Professionalism, Quality, Responsiveness, Value As someone who is familiar with the inner workings of the auto insurance industry I can whole heartedly endorse Steven J. Jones and Phillips law group as someone I would want on my side should litigation take place. They handled my case professionally, honestly, and with satisfactory results which I would not have expected without enlisting their help.