Posted on behalf of Phillips Law Group on Feb 15, 2011 in Local
When people are injured and they need help to pay for the damages they incur as a result, they often turn to their insurance companies and file a claim for coverage. Many people in this position do so with a high degree of confidence, as they have been faithfully paying their premiums on time and assuming that the contract that binds both them and their insurer will provide them with the relief that they need. Unfortunately. this is not always what occurs, and when people are not finding solutions with their insurance companies, they are unsure of where to turn for help. When this situation arises, those who are having problems should seek the immediate help of Arizona insurance dispute lawyers to expedite the process.
When a policyholder files a claim with his or her insurance carrier to recover damages, there are situations where the insurance company will work to avoid paying the full claim or even any portion of the claim. While every situation is different, one of the main reasons that this has been a problem is because insurance companies are for-profit corporations that must answer to the bottom line every year. One of the ways in which this is done is paying as little in terms of claim amounts as possible. In addition, this is accomplished many times by simply delaying the claims process until the policyholder becomes so desperate for any money that he or she begrudgingly accepts a low-ball offer to settle the claim.
The best way to combat this type of situation is to handle it before it starts. That can be accomplished by seeking the help of Phoenix insurance dispute lawyers who can provide critical assistance to a client. Insurance companies understand that attorneys are familiar with these delay tactics and that they will be met with strong resistance. Generally, this strong resistance appears in the form of filing an immediate lawsuit against the insurance carrier. Many times, simply paying the full value of a claim is less expensive than defending themselves in litigation, so the involvement of an attorney can affect the entire process profoundly.
If you or someone you love is facing the prospect of dealing with an insurance company, take no chances and contact the Phoenix personal injury lawyers at the Phillips Law Group today to schedule a free initial consultation.
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