What Insurers Tell Crash Victims About Hiring a Lawyer

October 27, 2021

Unsure if you should hire a lawyer to help you with your car crash claim?

You are not alone, as many crash victims are unsure if they really need a lawyer. They often think they can manage the claim themselves, and that may be because they have been through the claims process before and recovered compensation.

Unfortunately, going it alone is often a bad idea, as many victims end up leaving compensation on the table. Some people allow themselves to be swayed by things the insurance company told them, even though insurers often say misleading things about hiring a lawyer.

Phillips Law Group’s licensed Phoenix vehicle accident lawyers are here to answer your questions and the initial consultation is free. You are not obligated to hire our firm after meeting with one of our attorneys, and if you do, there are no upfront fees.

Below, we discuss some of the things that insurance companies may say to crash victims to try to convince them not to work with a lawyer.

”˜Lawyers Take a Huge Chunk of the Settlement’

Insurance companies may try to make it sound like lawyers are going to take half of the victim’s settlement to cover their costs. However, there are laws dictating how much money an injury lawyer can receive from a settlement or verdict to cover his or her costs. Injury attorneys cannot take half of your settlement.

If you have questions about how an attorney gets paid, we are available to answer those questions. One of the first things you need to know about our firm is there are no upfront fees. We take on the cost of managing cases and our lawyers do not get paid unless our clients get paid.

It is important to consider what insurance companies are leaving out when they claim hiring a lawyer is expensive: victims who hire attorneys often recover more compensation than those who do not. No matter how you look at it, by going it alone you run the risk of not getting the compensation you need.

”˜Attorneys Make the Process More Complicated’

What the insurance company is saying is that hiring someone who is committed to your best interests makes it harder for the insurance company to deny your claim or get away with lowball settlement offers. Hiring a lawyer hurts their bottom line, but your main concern is recovering fair compensation, not making sure the insurance company protects its profits.

You could argue lawyers make the process a little more complicated. However, that is only because a lawyer will be committed to recovering full compensation. The negotiation process may drag out because the insurance company is not making reasonable settlement offers.

”˜You Do Not Need a Lawyer; You Can Handle This on Your Own’

It may be true that by going it alone, you will receive compensation more quickly. The question is: will it be enough?

You may think you can manage things on your own because you have filed insurance claims before. Maybe you filed a claim for compensation for damage to your vehicle. However, these claims are different from claims involving injuries. While you may be able to get the compensation you need to repair your vehicle, recovering full compensation for an injury can be quite a challenge without a lawyer.

The insurance company knows you may get desperate for compensation because medical bills may start piling up and you may be unable to pay them off. They may drag their feet or make a lowball offer and ignore your phone calls or emails. They want to wait you out in hopes that you will accept whatever they offer.

Fortunately, with an attorney, you may be able to keep bill collectors from doctor’s offices and hospitals at bay. Our experienced attorneys are here to help you determine how to manage the situation while we pursue the settlement you need.

You do not want to be dealing with the legal process while trying to recover from a significant injury. You are under enough stress as it is. If you try to handle things on your own something could get missed and that could hurt your chances of having a favorable outcome.

”˜Lawyers Only Want Your Money’

One of our main goals is to help you recover compensation to begin rebuilding your life. However, that is not our only goal. We are here to assist you during this difficult time. We want you to understand your rights and may even be able to help you get the proper medical care you need.

Phillips Law Group is Here to Help. Call to Learn More

Your injuries could be much more serious than you realize, and you cannot rely on the insurance company to offer full compensation for your damages. You need an experienced advocate fighting for your best interests.

For nearly 30 years, Phillips Law Group has been securing millions in compensation for injury victims, many of whom were injured in motor vehicle crashes. We obtained $4 million for a crash victim who suffered a spinal cord injury.

We are here to help. Call to learn more: 1-800-706-3000 .