Protection for Independent Contractors Hurt on the Job
The downside to the growth of Uber and other on-demand services is that more workers are being labeled as independent contractors instead of employees. That means that many workers are not eligible for workers’ compensation insurance to cover medical bills and lost income if they are hurt on the job.
Workers’ compensation benefits vary by state but employees typically receive benefits until they can return to work and sometimes longer. Working without this benefit creates a huge financial risk for independent contractors in dangerous industries like delivery and transportation.
In the short-term, there are advantages to being an independent contractor, such as earning a higher wage and being able to set your own schedule. But, if you are injured at work, you could face steep medical bills and will not receive benefits for missed time at work.
However, there are strategies for independent contractors to avoid expensive medical bills and to receive support even if they are not part of a workers’ compensation program, including:
- Purchasing workers’ compensation from your state or a private insurance company.
- Requesting that your employer reclassifies you as an employee – some employers misclassify workers as independent contractors to avoid paying overtime or workers’ compensation. Many California Uber drivers claim they have been misclassified as independent contractors and are currently fighting for the benefits regular employees receive.
- Filing a complaint with your state or the appropriate state agency to investigate your classification.
If filing a complaint or talking to your employer does not work, contact the workers’ compensation lawyers in Phoenix atPhillips Law Group to discuss your legal options.
Our experienced attorneys can help guide you through the legal process so your claim can be taken care of efficiently and within the specified time frame. We have a detailed understanding of the workers’ compensation process in the southwestern U.S.
Liz was great
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My Attorney Sean Davis and his paralegal Hannah Dustin worked on my case. They listened to the problems that I was having with my case and they both got right to work. First they found me a doctor that actually listened to my problems from my car accident and worked quickly to form a plan that was comfortable for me and the doctor. The doctor was the best and after a couple of procedures the pain in my neck was gone. Behind the scenes Sean and Hannah were working hard to get my case settled with the insurance company. They kept in contact with me on all aspects of my case. They settled my case much faster than I expected and for more than I was expecting. If you want two real professional legal people to work on your case, I would highly recommend Sean and Hannah to you. I cannot say enough nice things about these two. Thank you so much, Rickey Hart .
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