Can Crash Victims File Claims Over Minor Injuries?
If another driver caused your crash and you suffered any injuries or other damages, you may have the right to seek compensation from that driver’s car insurance policy. Even if you have minor aches and pains, you should be able to seek compensation.
It is important to consider your injuries may be more serious than you think. Sometimes symptoms get worse after a few days or weeks. That is why you should be careful about accepting a settlement offer from the insurance company. Insurers regularly offer quick settlements before victims have much of an idea of how badly they may be hurt.
Below, we discuss serious injuries that could cause minor symptoms at first and may eventually get much worse. There may be situations when these injuries could be fatal if left untreated for too long.
It is also important to remember insurance companies consider some long-term injuries to be much less severe than they are. Even though the damage may not show up on an imaging test, victims can attest to the significant pain and discomfort they experience.
Serious Injuries That May Have Delayed Symptoms
Car crashes are a shock to the body. Even victims who are wearing their seat belts can get jostled around quite a bit during the crash, resulting in many different injuries.
People have a misconception that they did not suffer a serious brain injury unless they lost consciousness. However, a hit to the head can cause a severe brain injury without knocking you unconscious.
Sometimes an internal injury takes a few days to present visible symptoms. However, it can get much worse over those few days if it is not treated, possibly putting the victim’s life in danger.
Headaches and dizziness may seem like minor symptoms, but it is not a good idea to assume they will go away on their own. Car crashes are significant events that often result in significant injuries. Pain in your abdomen is another symptom that should never be ignored. It may indicate internal bleeding caused by trauma to the liver.
Despite what the insurance company may say or think privately, sprains and strains can be serious injuries. Victims can experience ongoing pain and limited mobility that makes everyday life much more difficult. The symptoms often get worse over time. At first, victims may feel sore and think things will get better. Whiplash and other injuries that damage muscles or tendons could progress in this way.
Back pain after a car crash is often a sign of a sprain or strain. Even if you can walk after a crash, you may have suffered damage to the spinal cord. Any numbness or tingling, particularly tingling that travels down your legs should never be ignored.
If you assume an injury is not that serious and wait to seek treatment or follow-up with doctors, you could damage your claim. The insurance company will use actions like these to devalue your claim. Their rationale is that you are not taking things that seriously so you must not be hurt that badly.
The insurance company may contact you soon after the crash to get a statement and maybe even offer compensation. If you go with your assumption that things are not that serious, you may be tempted to accept the insurance company’s offer. You may say things that hurt the value of your claim. For example, you may say you have some minor aches and pains, but you are sure you will be OK.
There is no need to settle right away. You can allow your treatment to progress to learn more about your injuries. You can also use that time to call a lawyer to discuss how he or she may be able to help you.
What if Your Injuries Are Minor?
You should still seek compensation from the at-fault driver’s insurance company. The crash was not your fault. You should not be stuck with bills for medical treatment. In fact, health insurance companies sometimes refuse to cover treatment of accident-related injuries. If that happens, you can either pay for your treatment out of your own pocket or try to secure compensation from the at-fault driver’s insurance.
Call Phillips Law Group to Discuss Your Legal Options
At Phillips Law Group, we know how difficult it is for victims to navigate the legal process on their own. Our Phoenix-based vehicle crash lawyers are here to help and there are no upfront costs. We are only paid if our clients get paid.
Give us a call today to learn more about how we may be able to help you. We have secured hundreds of millions in compensation on behalf of our clients, many of whom were injured in motor vehicle crashes. This includes a recovery of $7.65 million for a motor vehicle crash victim.
No upfront fees or legal obligations. Call 1-800-706-3000 .
Two family members were in a bad wreck a couple of years ago, and as a result called Phillips Law to represent them. Montana Thompson was the attorney assigned to the case with the help of Nemo Farr as legal assistant. Mr. Thompson litigated a very generous settlement for both my stepdaughter and her son. Because my grandson is a minor, I decided to act as conservator for him to ensure the settlement was safe and secure. Montana helped with that process, but it was Nemo who went way above and beyond the call in finding a financial institution to use for the restricted account. There were some glitches in that process but Nemo helped navigate them with a calm expertise which belies his age. I would consider them both great representatives of the level of commitment to their clients and assets to their firm.
Phillips Law Group does so much for the community!!! I especially enjoy seeing Juan Roque out there. This gentle giant always has a smile on his face and is a part of a caring and giving team.
They knew exactly how to explain the case to me in a way that I would understand it. They gave me hope that my life wasn’t over.
I didn’t know anything about the area, and Phillips Law Group just took care of everything. They helped made sure I knew where I was going, made sure I didn’t have to worry. They literally just took care of me.
My Attorney Sean Davis and his paralegal Hannah Dustin worked on my case. They listened to the problems that I was having with my case and they both got right to work. First they found me a doctor that actually listened to my problems from my car accident and worked quickly to form a plan that was comfortable for me and the doctor. The doctor was the best and after a couple of procedures the pain in my neck was gone. Behind the scenes Sean and Hannah were working hard to get my case settled with the insurance company. They kept in contact with me on all aspects of my case. They settled my case much faster than I expected and for more than I was expecting. If you want two real professional legal people to work on your case, I would highly recommend Sean and Hannah to you. I cannot say enough nice things about these two. Thank you so much, Rickey Hart .
A friend of mine recommended Phillips Law and I’m so grateful, because they were so wonderful, so down to earth, so professional. I felt like they were family.
I just wanted to thank Phillips law Group and Vanessa Rodriguez for all the help that she did for my daughter’s case. She was involved in her first accident and she needed the help to deal with these adjusters. Thank you again.
Positive: Professionalism, Quality, Responsiveness, Value As someone who is familiar with the inner workings of the auto insurance industry I can whole heartedly endorse Steven J. Jones and Phillips law group as someone I would want on my side should litigation take place. They handled my case professionally, honestly, and with satisfactory results which I would not have expected without enlisting their help.
Great company and awesome service. Thanks Caroline fabos. Kudos to all.
Sophia H. at Phillips Law Group has been an absolute joy to work with -quick, responsive, and professional in every interaction. Her breadth of knowledge, from administration to IT to finance, is nothing short of impressive.