Phoenix Debt Harassment Lawyers
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- Phoenix Debt Harassment Lawyers
With the tough economy, credit is becoming harder to come by. Consequently, there has been a significant increase of people experiencing varying levels of debt. Regardless of the amount of debt owed, no one should have to endure harassment from debt collectors. The Phoenix debt harassment attorneys at Phillips Law Group are here to help all Phoenix, Arizona residents who have experienced a violation of the Fair Debt Collection Practices Act by a debt or bill collector.
Laws Against Debt Collection Harassment
Both federal and state laws are in place to protect consumers and put an end to the abusive practices of many debt collectors. The Fair Debt Collection Practices Act (FDCPA) defines a persons rights when involved with a debt collector and defines consequences for the collector should they cross the line of fair business practice into harassment. Similarly, Arizona has its own law, the Arizona Fair Debt Collection Practices Act, which outlines acceptable behavior for debt collectors as well as penalties should they not follow these guidelines, including fines and suspension of their registration to collect debts in the state.
Common Debt Collection Violations
Harassing conduct by debt collectors trying to collect consumer debts is a violation of both state and federal law. The following are some of the most common violations practiced by debt collectors:
- Harassment; including, but not limited to, multiple phone calls, calling on consecutive days, contacting family, friends, employers or any other third party, repeated phone calls with no messages, and the use of automated dialers.
- Use of threats; whether of potential use of law enforcement or physical threats.
- Attempting to collect more money than what is owed, including late fees, higher interest rates or any other miscellaneous fee or cost.
- Refusing to cease contact after the consumer has written and explicitly stated that they are refuting the debt.
- Not providing written notice of the debt or failing to validate the debt.
Debt Harassment Litigation
Regardless of the amount of debt owed, if you or a loved one has been a victim of the abusive practices of a debt collector, there is legal action you can take and should contact a debt harassment attorney immediately. At Phillips Law Group, the Phoenix debt harassment lawyers are experienced in the litigation of collection harassment cases and have the knowledge and resources available to hold collection harassment offenders accountable for the harm they caused.
For more information about your rights or to schedule a no obligation consultation with a Phoenix debt harassment lawyer, contact the attorneys of Phillips Law Group today by completing the free case evaluation form on this page.
Phillips Law Group
Phillips Law Group, is one of Phoenix, Arizona’s Top DUI and Criminal Defense Firms. With experienced, dedicated attorneys, Phillips Law Group provides affordable, high quality legal services. We recommend Phillips Law Group for Criminal and DUI cases.
Phillips Law Group
Robert Arentz, Attorney
at 602-266-9600 or 1-800-710-4000
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Phillips Law Groupand Phillips Law Group, P.C. are separate independent law firms from other firms listed on this website. Phillips Law Group, P.C. handles only contingency fee cases. This includes automobile and vehicle accidents and all personal injury cases but we also handle medical malpractice, product liability, employment, wage and hour cases, Social Security disability and worker’s compensation cases. Phillips Law Group, handles only Criminal and DUI cases, as well as consumer Bankruptcy and Debt Relief cases, and Immigration Law cases.
Phillips law group is a great firm! Caroline is great.
Kathy Hudson and Donato Giovanatto. Continues to go above and beyond the call of duty. Reaching out to the insurance company about the damage to the vehicle. Forcing them to take responsibility.
Phillips Law Group does so much for the community!!! I especially enjoy seeing Juan Roque out there. This gentle giant always has a smile on his face and is a part of a caring and giving team.
Sophia H. at Phillips Law Group has been an absolute joy to work with -quick, responsive, and professional in every interaction. Her breadth of knowledge, from administration to IT to finance, is nothing short of impressive.
Jasmine , did a great job . Highly recommend!!!!!
A friend of mine recommended Phillips Law and I’m so grateful, because they were so wonderful, so down to earth, so professional. I felt like they were family.
I was recently served court documents that I was being sued from an accident that happened years ago. For someone who has never been through something like this and not familiar with the court lingo or where to even begin, it was very frustrating and stressful. I reached out to a family member who knew Tracy Laskos and the great reputation of Phillips Law Group and within the hours of the initial call for help, I had a direct number to Lead Attorney Nassar. Nassar heard my case and almost instantly put me at ease by explaining the process and how easy it was to handle. Nassar spoke to me like he was a friend, not like I was a client. I am so grateful to Tracy, Nasar and of course my cousin Stephanie for helping out and giving me the direction that I needed to get through this situation. I plan on referring my friends, family and patients that are in need of a personal injury Attorney to Phillips Law Group. Thank you!!
The lawyers here are of top quality. Especially Trey Dayes, who was always respectful and hard-working.
I want to thank attorneys Tim and Robert and the paralegal Bethany for all they had done on my case. They were all empathetic, knowledgeable and professional. All my questions were answered, emails returned in a timely matter, and promises fulfilled. I recommend Phillips Law Group if you need help with your injury case.
Sophia H is very helpful.