Phoenix Debt Harassment Lawyers
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With the tough economy, credit is becoming harder to come by. Consequently, there has been a significant increase of people experiencing varying levels of debt. Regardless of the amount of debt owed, no one should have to endure harassment from debt collectors. The Phoenix debt harassment attorneys at Phillips Law Group are here to help all Phoenix, Arizona residents who have experienced a violation of the Fair Debt Collection Practices Act by a debt or bill collector.
Laws Against Debt Collection Harassment
Both federal and state laws are in place to protect consumers and put an end to the abusive practices of many debt collectors. The Fair Debt Collection Practices Act (FDCPA) defines a persons rights when involved with a debt collector and defines consequences for the collector should they cross the line of fair business practice into harassment. Similarly, Arizona has its own law, the Arizona Fair Debt Collection Practices Act, which outlines acceptable behavior for debt collectors as well as penalties should they not follow these guidelines, including fines and suspension of their registration to collect debts in the state.
Common Debt Collection Violations
Harassing conduct by debt collectors trying to collect consumer debts is a violation of both state and federal law. The following are some of the most common violations practiced by debt collectors:
- Harassment; including, but not limited to, multiple phone calls, calling on consecutive days, contacting family, friends, employers or any other third party, repeated phone calls with no messages, and the use of automated dialers.
- Use of threats; whether of potential use of law enforcement or physical threats.
- Attempting to collect more money than what is owed, including late fees, higher interest rates or any other miscellaneous fee or cost.
- Refusing to cease contact after the consumer has written and explicitly stated that they are refuting the debt.
- Not providing written notice of the debt or failing to validate the debt.
Debt Harassment Litigation
Regardless of the amount of debt owed, if you or a loved one has been a victim of the abusive practices of a debt collector, there is legal action you can take and should contact a debt harassment attorney immediately. At Phillips Law Group, the Phoenix debt harassment lawyers are experienced in the litigation of collection harassment cases and have the knowledge and resources available to hold collection harassment offenders accountable for the harm they caused.
For more information about your rights or to schedule a no obligation consultation with a Phoenix debt harassment lawyer, contact the attorneys of Phillips Law Group today by completing the free case evaluation form on this page.
Phillips Law Group
Phillips Law Group, is one of Phoenix, Arizona’s Top DUI and Criminal Defense Firms. With experienced, dedicated attorneys, Phillips Law Group provides affordable, high quality legal services. We recommend Phillips Law Group for Criminal and DUI cases.
Phillips Law Group
Robert Arentz, Attorney
at 602-266-9600 or 1-800-710-4000
www.mylawyeraz.com
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DISCLAIMER:
Phillips Law Groupand Phillips Law Group, P.C. are separate independent law firms from other firms listed on this website. Phillips Law Group, P.C. handles only contingency fee cases. This includes automobile and vehicle accidents and all personal injury cases but we also handle medical malpractice, product liability, employment, wage and hour cases, Social Security disability and worker’s compensation cases. Phillips Law Group, handles only Criminal and DUI cases, as well as consumer Bankruptcy and Debt Relief cases, and Immigration Law cases.
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If you are in need of legal support for a motor vehicle collision of any kind, I highly recommend going to Phillips Law Group Injury Lawyers. Sean Davis has exemplary knowledge and experience in this field, compassion for his clients, and excellent judgment and communication skills.
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A friend of mine recommended Phillips Law and I’m so grateful, because they were so wonderful, so down to earth, so professional. I felt like they were family.
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Although my accident was fortunately not a major one, The Phillips Law Group AZ treated it as such. Their staff, specifically Mr Juan Roque was very professional, courteous and most importantly very informative. Mr Roque's attentive service was phenomenal and I highly recommend this firm!
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Positive: Professionalism, Quality, Responsiveness, Value As someone who is familiar with the inner workings of the auto insurance industry I can whole heartedly endorse Steven J. Jones and Phillips law group as someone I would want on my side should litigation take place. They handled my case professionally, honestly, and with satisfactory results which I would not have expected without enlisting their help.
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I was recently served court documents that I was being sued from an accident that happened years ago. For someone who has never been through something like this and not familiar with the court lingo or where to even begin, it was very frustrating and stressful. I reached out to a family member who knew Tracy Laskos and the great reputation of Phillips Law Group and within the hours of the initial call for help, I had a direct number to Lead Attorney Nassar. Nassar heard my case and almost instantly put me at ease by explaining the process and how easy it was to handle. Nassar spoke to me like he was a friend, not like I was a client. I am so grateful to Tracy, Nasar and of course my cousin Stephanie for helping out and giving me the direction that I needed to get through this situation. I plan on referring my friends, family and patients that are in need of a personal injury Attorney to Phillips Law Group. Thank you!!
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Jasmine , did a great job . Highly recommend!!!!!
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I have been with Phillips Law Group for a little over a year and I have learned what teamwork and family in a workplace looks like. There is always someone around to lend a helping hand, which is something I appreciate and cherish. I feel a sense of joy coming to work every day because of my co-workers as well as being able to help people in what can be a scary and stressful situation. I currently work as a Litigation Legal Assistant with an amazing team. When I started here, I was not very knowledgeable in personal injury. I was lucky to have been placed with an amazing team who was willing to take time to teach and pass on some great skills that have been a huge aid in helping me be successful in my position. I would recommend working here at Phillips Law Group, because they care about their employees and there is so much room for growth.
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Many companies talk about teamwork but few practice it. Many companies talk about an employee friendly environment but few actually provide it. At Phillips Law Group the foundation of our success is making sure we work as a team and that we work in an environment that allows everyone to thrive and be at their best every day. Our firm understands that in order for the client to have a great experience the people responsible for that client’s case must be given all the necessary tools and encouragement to make that happen. That’s the Phillips Way. As a manager of this firm in charge of several employees as well as directly affecting the client’s experience I take tremendous pride in saying we live by these premises and we work hard to build on them and make them better every day. This is an amazing place because it has amazing people working here!
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Sophia H is a pleasure to work with! Thanks for all you do.