Accidents and Insurance

Car Accidents and the Insurance Adjuster

If you are one of the thousands of people in Arizona who have been involved in a car accident in any given year, one of the first people youll hear from in the aftermath of the collision is an insurance adjuster. The job of the insurance adjuster is to come to a numerical figure for a settlement for any claims you file in response to the accident.

While it may seem tempting to simply work with the adjuster on the promise that you will receive your settlement funds quickly, you need to resist this temptation. Insurance adjusters work for insurance companies, and one of their foundational duties is to limit the amount of liability that their employers pay to policy holders or others who have been harmed by their policy holders.

Therefore, you need to politely refuse to discuss the specifics of your auto accident with an insurance adjuster until you have an opportunity to speak to an Arizona accident lawyer. If you decide to retain an Arizona accident attorney, you will be able to simply refer the insurance adjuster to your attorney from that point forward so that all of the negotiation is handled for you.

If youre not sure where to start with this situation, contact the Arizona auto accident attorneys at Phillips Law Group today to schedule a free initial consultation.

Truck Accidents and the Insurance Adjuster

Truck accidents are a part of life in Arizona, and when they occur, they often leave behind a scene thats nothing short of a disaster. These large vehicles can weigh up to 80,000 pounds, and when they collide with smaller vehicles at a high rate of speed it will almost always create the need for insurance claims to be settled.

If this has happened to you, then you understand how one of the first steps taken involves filing a claim with the relevant insurance company. Soon after a claim is filed, youll be hearing from an insurance adjuster who will tell you that his or her job is to help come to a settlement figure thats fair for everyone involved.

Before you offer the insurance adjuster a statement, however, you need to remember that insurance adjusters work for insurance companies, and their main mission is generally to limit the amount of financial exposure faced by their employers. You should also keep in mind that you are not required to provide a statement to the insurance adjuster.

Instead, you should speak to and hire an Arizona truck accident lawyer in order to make sure that your rights are properly protected and enforced. Contact the Arizona truck accident lawyers at the law firm of Phillips Law Group today to schedule a free initial consultation, as doing so will provide you with a better opportunity to secure a fair and equitable settlement.

Motorcycle Accidents and the Insurance Adjuster

Motorcycle accidents occur in Arizona with alarming regularity, and the majority of these occurrences lead to property damage and injuries. If you have been involved in a motorcycle accident, you will likely soon hear from a representative of an insurance company whose title is that of adjuster.

An insurance adjuster is someone whose job is to come to a settlement figure for claims that are filed with the insurance company that employs the adjuster. While this person may tell you that all you need to do is answer a few questions in regards to the incident in order to bring about a payment for your damages, you need to keep in mind that this persons job is also to limit the financial liability faced by his employer as much as possible.

In short, the answers you provide to an insurance adjuster may not necessarily strengthen your position, and could actually harm your overall efforts to obtain a fair and equitable settlement for the damages youve suffered. You should also understand that you are not required by law to speak to an insurance adjuster, and you would be well-advised to instead speak to an Arizona motorcycle accident lawyer before you talk to anyone else. Taking this step could preserve your legal rights and help to maximize your settlement.

If youre not sure where to turn for advice, contact the Arizona motorcycle accident lawyers at the law firm of Phillips Law Group today to schedule a free initial consultation.