Don't Speak with an Insurance Adjuster Until you Consult a Phoenix Accident Lawyer

Posted on behalf of Phillips Law Group on May 13, 2010 in Auto Accidents

Auto accidents occur regularly in Arizona, and when they do occur an entire chain of events is usually set in motion. These events include the involvement of insurance companies and their employees, and someone who has been harmed in an Arizona auto accident will likely be hearing from an insurance adjuster soon. Even though the situation may seem to be amicable, anyone who finds themselves in this situation should not speak to an insurance adjuster until they consult with an experienced Phoenix car accident lawyer. Below are just a few reasons why this approach is advisable.

Insurance Adjusters Do Not Work For You

Insurance adjusters are employed by insurance companies. Even though insurance companies technically work for the benefit of their policyholders, one must remember that they are also for-profit conglomerates that are responsible to their stockholders for the financial bottom line. While revenue generation based on premium payments are an enormous source of this revenue, profit is the defining variable for any stock price. One of the most strategic ways for an insurance company to produce a profit is to minimize the amount of financial liability they face based on the payment of claims. Therefore, insurance adjusters are beholden first and foremost to their employers, and speaking to them could ultimately harm the amount the company is willing to pay on a claim you file.

A Phoenix Car Accident Lawyer Can Change the Whole Process

If an insurance adjuster contacts you after you file a claim and you're able to tell him or her that you've retained a Phoenix accident lawyer, the tone of the entire process will likely change instantly. Insurance companies understand that Phoenix accident lawyers understand their approach, understand the law that governs and understand how much a claim should be worth based on their skill and experience. In addition, insurance companies will generally look to avoid litigation if possible, as that's an enormous cost that could be larger than the amount of a paid settlement to the policyholder.

Therefore, if you or someone you love has been involved in an auto accident, make sure you contact an experienced Phoenix accident lawyer as soon as you file an insurance claim. This will allow you to avoid dealing with this process and will provide you with an opportunity to maximize your settlement. Contact one of the Phoenix personal injury attorneys at Phillips Law Group today to schedule a free initial consultation.

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